EFL - one of the first leasing companies in Poland

Radosław Woźniak is a graduate of the Faculty of Electronics and Computer Science of the Wrocław University of Technology and of the Faculty of Financial Advisory and Brokerage of the Business Development Institute.

He started his professional career as an entrepreneur and co-owner of a small company in the IT sector. After that he worked at the Getin Service Provider Company as the Vice-President of the Management Board. In 2003, Radosław Woźniak joined EFL – a company to which he has devoted the largest part of his career to date. He started from the position of the Project Manager responsible for cooperation with external financial institutions. After that he became the Deputy Sales Director, responsible for the project of cooperation with PSA, both on behalf of EFL and CA Bank Polska. Between 2005 and 2010, he was the Managing Director of Retail Leasing and Auto Finance Business Lines, after which in January 2010, he was appointed as the Vice-President of the Management Board responsible for Sales and Marketing
In May 2018, Radosław Woźniak became the President of the Management Board of EFL Finance – a company handling the distribution of EFL Group products and being an insurance agent.

Since September 3, 2019, he has held the position of the President of the EFL Management Board.

Radosław Woźniak is a member of CAL&F’s Executive Committee, a member of the Supervisory Board of Carefleet SA and a member of the Supervisory Board of Eurofactor Polska SA, actively working for the development and promotion of leasing in Europe.

Paweł Lewandowski commenced his professional career in 1998 as Key Account manager at the Austria Creditanstalt Bank in Wrocław. At the end of 1999, he established a cooperation with the EFL Group by creating the Special Sales Department as a unit dedicated to sales support for corporate clients. In subsequent years, he held managerial positions in the risk area. From 2002, he worked as a deputy and later as Director of the Risk Management Department, initially being responsible for the area of credit and risk policy areas and later, from 2007, as the Managing Director also in the area of debt collection, post-leasing sales, and agreements control.  Between 2005 and 2014, Paweł Lewandowski worked simultaneously in Credit Agricole Bank Polska, initially as an Advisor to the Management Board responsible for the creation of the risk management and credit processes function for the SMEs segment, and subsequently as a Director of the Risk Department for the SMEs area. Since 1 June 2015, he has been holding the position of Vice-President of the Management Board of EFL responsible for Operations.

Paweł Bojko commenced his professional career in 1996 as a product manager in the headquarters of Lucas, at that time the only manufacturer and importer of LG equipment in Poland. In 1997-1999, he worked in the FMCG sector in Kesz as the head of analysts and later as marketing manager. Between 1999 and 2001, he worked at IMPEL SA where he was responsible for marketing and later also managed the strategic planning department.
From 2001, in EFL SA, he held the positions of deputy marketing director, advisor to the management board for strategic planning, and, later, controlling director. From 2007, he worked as the Managing Director of the Finance Division and at the same time as the Company’s proxy and a member of the supervisory board of subsidiaries – EFL Finance SA, Carefleet SA and EFL Service SA.
Since 1 June 2015, he has been holding the position of Member of the Management Board for Finance in EFL and since March 2020 he has been holding the position of President of the Management Board in EFL Finance.
In May 2021, he was appointed Vice President of the Management Board in EFL, responsible for sales and development.

Hans Ferm began his banking career in 1986 in the risk areas of Nordic countries, Germany, Singapore, Thailand, Cambodia and Egypt. Since 2013 he has been a Member of the Management Board at Credit Agricole Ukraine. He joined EFL in 2021 as a Member of the Management Board responsible for Risk Management.

Daniel Stakic began his career as an external auditor at Deloitte before joining the Group in 1991, where he held financial positions in France and internationally (Ukraine, Russia, London) for more than 10 years at LCL. In 2004, he joined Crédit Agricole Corporate and Investment Bank (or CACIB) as head of financial control for Structured Finance. In 2008, he was appointed COO (or Chief Operating Officer) of CACIB Ukraine and then of the International Support Division at CACIB in Paris in 2013. In 2016, Daniel joined Crédit Agricole Indosuez as Chief Operating Officer in Hong Kong, and since 2020 has been a Project Manager in Paris.